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In the immortal words of Snoop Dogg, “I got my mind on my money and my money on my mind.” Knowing how much money is in the bank is always a priority. Without it there would be no home, car, education, toys, phone, anything. That is why when financial stresses become too heavy the motivation […]

Introduction Small businesses are making many changes to health insurance offerings, and those changes are leading to employee questions. As a result, the appropriate communication from advisers is vital making benefits a success. Zane benefits shares its top 10 questions received from employees. Who selects my health insurance plan – me or my employer? The […]

They say the more things change, the more they remain the same. Case in point: the reformation of the U.S. healthcare system under the banner of the Affordable Care Act. When the new laws were first implemented, confusion abounded. Thousands of pages of legislation were written, leaving employers, their workforces and even some benefits professionals […]

High-deductible group health plans may get much of their power to hold down claim costs by pushing the lowest-wage workers to use cheaper drugs. At one large U.S. manufacturer that offers high-deductible coverage, the enrollees who had coverage through a low-wage appear to be spending about 70 percent less on prescription drugs. Use of high-deductible […]

10 healthcare differences between Clinton, Trump As the presidential candidates continue stumping around the country, many will hear their views on the current state of healthcare in the United States. Corporate Synergies, an employer benefits brokerage and consultancy, has rounded up the views of Republican nominee Donald Trump and Democratic nominee Hillary Clinton on many […]

A bill approved by the California legislature this week represents a major milestone for consumer and patient advocates. Under the new law, which was passed by both houses of the legislature and is expected to be signed by Gov. Jerry Brown, most Californians who receive treatment at a hospital or clinic that is within their […]

With healthcare costs continually rising, an increasing number of employers are providing their employees with more choices when it comes to health insurance plans. This is helping employers save money on insurance premiums, but it’s making the decision process more difficult for employees. The key to helping employees make the best decision in a consumer-driven […]

Healthcare costs are rising. And as employers face higher price tags, many are pushing costs onto workers to help maintain budgets. The average cost per covered employee has increased by nearly $500 in the span of one year, according to the Society for Human Resource Management’s new Health Care Benchmarking Report, released Tuesday. Employers spent […]

For 2017, PwC’s Health Research Institute projects a 6.5% growth rate in medical cost trends, the same as in the current year. They also report signs that the decade’s slowing medical cost growth rate could tick back up as new healthcare access points increase utilization. Alex Tolbert is the founder of Bernard Health, a company […]

The healthcare industry is in the midst of a shift toward consumerism. Driven by rising healthcare costs, employers continue to shift financial responsibility to their employees in the form of higher deductibles and out of pocket costs. This change represents a complete paradigm shift for consumers, who must now take a more active role in […]