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In a rare moment of bipartisan collaboration, Republicans and Democrats agreed last year to suspend the implementation of the controversial “Cadillac tax” on the most expensive health insurance plans for two years. Intended to go into effect in 2018, the tax will not be implemented until 2020, assuming Congress does not suspend it again or […]

Once limited mostly to large companies, self-funding is now becoming accessible to even smaller employer groups. The Affordable Care Act is changing the landscape of health insurance. Options that once seemed very risky and unsuitable for small businesses are now being considered as viable options. Community rating As of Jan. 1, 2016 the definition of […]

Employees are more likely to stay at their company if they have a strong sense of community, according to new research. That can include from everything from workplace atmosphere and how well one gets along with coworkers to benefits packages and other perks. HR startup Gusto, formerly ZenPayroll, polled 618 small business owners and 501 […]

By Jeffrey M. Rosin, partner at the Boston and New York offices of Constangy, Brooks, Smith & Prophete, LLP For several years now, franchisors have been the subject of attention in the labor and employment law arenas, and new rules and regulations are challenging franchise relationships in a number of ways. One increasingly important legal […]

In the immortal words of Snoop Dogg, “I got my mind on my money and my money on my mind.” Knowing how much money is in the bank is always a priority. Without it there would be no home, car, education, toys, phone, anything. That is why when financial stresses become too heavy the motivation […]

Introduction Small businesses are making many changes to health insurance offerings, and those changes are leading to employee questions. As a result, the appropriate communication from advisers is vital making benefits a success. Zane benefits shares its top 10 questions received from employees. Who selects my health insurance plan – me or my employer? The […]

They say the more things change, the more they remain the same. Case in point: the reformation of the U.S. healthcare system under the banner of the Affordable Care Act. When the new laws were first implemented, confusion abounded. Thousands of pages of legislation were written, leaving employers, their workforces and even some benefits professionals […]

High-deductible group health plans may get much of their power to hold down claim costs by pushing the lowest-wage workers to use cheaper drugs. At one large U.S. manufacturer that offers high-deductible coverage, the enrollees who had coverage through a low-wage appear to be spending about 70 percent less on prescription drugs. Use of high-deductible […]

10 healthcare differences between Clinton, Trump As the presidential candidates continue stumping around the country, many will hear their views on the current state of healthcare in the United States. Corporate Synergies, an employer benefits brokerage and consultancy, has rounded up the views of Republican nominee Donald Trump and Democratic nominee Hillary Clinton on many […]

A bill approved by the California legislature this week represents a major milestone for consumer and patient advocates. Under the new law, which was passed by both houses of the legislature and is expected to be signed by Gov. Jerry Brown, most Californians who receive treatment at a hospital or clinic that is within their […]